Last Updated: January 2026

fi99 Terms and Conditions

This page sets out all the terms for using the fi99 platform in detail. Every rule covering account registration, deposits, withdrawals, and bonuses can be found here.

Safe and Transparent Terms Written in English For Ages 21 and Above Only
Last Revised: January 2026

1. Introduction and Agreement

Important Notice: By registering on or continuing to use the fi99 platform, you are considered to have fully read, understood, and agreed to these terms and conditions.

These terms and conditions ("Terms") apply to your use of the fi99 online betting platform and all its services. fi99 is a reliable and secure online gaming service provider operated specifically for users in Bangladesh.

By accessing our platform, creating an account, or using any of our services, you agree to all the terms set out below. If you do not agree with any part of these terms, please refrain from using our platform.

fi99 reserves the right to amend these terms at any time. Continuing to use the platform after any changes take effect will be considered your acceptance of the revised terms.


2. Eligibility and Age Requirement

Age Requirement

You must be at least 21 years old to use the fi99 platform. All services on this platform are open only to those aged 21 and above.

  • You must provide accurate age verification details when opening an account.
  • fi99 may request a government-issued ID for age verification at any time.
  • Providing a false age may result in account cancellation and balance forfeiture.

Residency Eligibility

This platform is operated specifically for residents of Bangladesh. The following conditions must be met:

  • You must be a competent adult who is voluntarily using the service.
  • Any person or region subject to restrictions is not permitted to use this platform.
  • Operating an account on behalf of another person is strictly prohibited.

3. Account Registration and Management

Registration Process

When creating an account on fi99, it is mandatory to provide the following information accurately and in full:

  • Full name (as per national ID)
  • Valid mobile number
  • Correct date of birth
  • Preferred payment method details

Account Security

It is entirely your responsibility to keep your account secure. Please keep the following in mind:

  • Use a strong password and change it regularly.
  • Never share your login details with any third party.
  • If you notice any suspicious activity, contact our support team immediately.

Multiple Accounts Prohibited

Only one account per person is permitted.

  • Creating multiple accounts using the same device, IP address, or payment method is prohibited.
  • If multiple accounts are detected, all accounts will be closed.
  • All bonus benefits will be fully forfeited.

As part of the fi99 KYC (Know Your Customer) process, a government-issued ID or other relevant documents may be requested at any time for identity verification. This process is essential for fraud prevention and user protection.


4. Deposits and Withdrawals

4.1 Deposit Rules

The minimum deposit amount on the fi99 platform is ৳300 (three hundred taka). The following payment methods can be used to make a deposit:

  • bKash
  • Nagad
  • Rocket
  • Upay
  • Bank transfer (approved banks including Dutch-Bangla, City, BRAC, Islami, and Sonali Bank)

Your deposit should be added to your account immediately. If there is a delay for any reason, please contact our support team via live chat.

4.2 Withdrawal Rules

The minimum withdrawal amount is ৳1,000 (one thousand taka). Withdrawals are generally processed within 5 to 30 minutes.

Withdrawal Condition: Your account must have a completed identity verification (KYC) before a withdrawal can be processed. Without verification, there may be a delay in processing your withdrawal.
  • Withdrawal requests will only be processed to the same payment method used for the deposit, where applicable.
  • fi99 reserves the right to temporarily hold unusual withdrawal requests for review.
  • Withdrawals to third-party accounts are not permitted.
  • Withdrawals may be suspended if there is suspicion of fraudulent activity or bonus abuse.

4.3 Currency and Conversion

All transactions on the fi99 platform are conducted in Bangladeshi Taka (BDT / ৳). No currency conversion applies.


5. Bonus and Promotion Terms

Welcome Bonus

New members on fi99 can receive a 120% bonus on their first deposit, up to ৳15,000.

  • The minimum deposit to receive the bonus is ৳300.
  • The wagering requirement for the bonus is 20 times.
  • The bonus balance cannot be withdrawn until the wagering requirement is completed.
  • Once a bonus is activated, the wagering requirement must be completed within the designated time period.

VIP Cashback Program

fi99 offers weekly cashback across four VIP tiers:

  • Bronze: Up to 0.2% weekly cashback
  • Silver: Up to 0.4% weekly cashback
  • Gold: Up to 0.6% weekly cashback
  • Platinum: Up to 0.8% weekly cashback

You can advance to higher VIP tiers through regular gaming activity.

5.1 General Bonus Rules

  • A bonus offer applies once per person, per household, or per IP address.
  • Bonus funds are not transferable to third parties.
  • fi99 reserves the right to modify, suspend, or cancel any bonus offer at any time without reason.
  • If bonus abuse or fraudulent activity is detected, the bonus and any associated winnings will be forfeited.
  • Each promotion may have a specific validity period; once expired, the bonus is automatically cancelled.

6. Gameplay and Betting Rules

6.1 General Gaming Rules

The fi99 platform offers slots, live casino, cricket betting, football betting, fishing games, and many other types of games. Each game has its own rules, which should be read carefully before starting.

  • Game results are determined through Random Number Generator (RNG) technology to ensure fair play.
  • If the outcome of a game is uncertain due to a technical error, the relevant bet will be considered void and the balance will be refunded.
  • If a bet or game is left incomplete due to a lost internet connection, the result will be determined according to fi99 server records.

6.2 Sports Betting Rules

Bets can be placed on various sports including cricket (BPL, T20 World Cup, IPL, ICC tournaments) and football (FIFA World Cup, club tournaments).

  • If a match is abandoned or postponed, bets will be settled according to standard sports betting policy.
  • Odds in live betting may change at any time.
  • Once a bet is confirmed, it cannot be changed or cancelled.

6.3 Live Casino Rules

Live dealer games from Evolution Gaming, Ezugi, and other reputable providers are operated in real time. The dealer's decision is final, and in the case of any technical ambiguity, game logs and video records will be reviewed.


7. Responsible Gaming

fi99's Commitment: We believe gaming is a form of entertainment. We are committed to making sure gaming remains a source of enjoyment rather than a problem.

fi99 is deeply committed to responsible gaming. We encourage our users to develop healthy gaming habits. For more details, please visit our Responsible Gaming page.

7.1 Self-Exclusion

If a user feels that gaming is becoming a problem for them, they can take the following steps:

  • Request a temporary or permanent break from their account.
  • Set a deposit limit.
  • Contact our support team via live chat.

7.2 Minor Protection

No person under the age of 21 may use fi99. If a family member believes that a minor is using this platform, please notify our support team immediately.


8. Privacy and Security

Data Protection

fi99 uses SSL encryption technology to keep all personal and financial information secure.

  • Your personal information is never sold to any third party.
  • Information is not shared except where required by law.
  • All payment information is stored in encrypted form.

Privacy Policy

Our complete privacy policy is described in detail on a separate page. It includes a full discussion of how information is collected, stored, used, and deleted.

  • Complete information about the use of cookies and tracking technologies.
  • User rights and the process for deleting information.

To learn more, visit the Privacy Policy page.


9. Code of Conduct & Prohibited Activities

All users of the fi99 platform must use the platform in an honest and fair manner. The following activities are strictly prohibited:

Technical Fraud

  • Using bots, scripts, or automated software.
  • Attempting to exploit platform vulnerabilities or bugs.
  • Attempting to bypass restrictions using a VPN or proxy.
  • Any attempt at hacking or cyber attacks.

Financial Fraud

  • Using the platform for money laundering or illegal financial activities.
  • Using stolen or unauthorized payment methods.
  • Attempting to fraudulently initiate chargebacks or payment reversals.
  • Using multiple accounts to take advantage of bonus offers.

Other Prohibited Conduct

  • Harassing, threatening, or using abusive language toward other users.
  • Creating or managing an account using false information.
  • Running unauthorized promotions using the fi99 name or brand.
  • Participating in collaborative betting or match fixing.

Consequences

If prohibited activities are found, the following actions may be taken:

  • Immediate temporary or permanent closure of the account.
  • Forfeiture of all bonuses and earned rewards.
  • Notifying law enforcement authorities if necessary.
  • Pursuing recovery of damages through legal means.

10. Account Closure & Termination

10.1 Closure by the User

You may request to close your fi99 account at any time. To do so, contact our 24/7 live chat support. Please withdraw any remaining balance (excluding bonuses) before closing your account.

10.2 Closure by fi99

fi99 may close an account without prior notice in the following circumstances:

  • Violation of these terms or the code of conduct.
  • Suspicion of fraudulent or illegal activity.
  • Providing a false identity or information.
  • Failure to meet the age requirement.
  • Account left inactive for an extended period (as per policy).

10.3 Consequences of Account Closure

Upon account closure, all active bets and bonuses will be cancelled. Any valid balance will be returned in accordance with fi99's rules; however, in cases of fraud, it may be fully or partially forfeited.


11. Limitation of Liability

Please note: Gaming is a financially risky activity. Before placing bets, make sure you are playing only with money you can afford to lose.

fi99 bears no liability in the following cases:

  • Gaming losses caused by internet disconnection, power outages, or issues with the user's device.
  • Financial losses resulting from the user's own negligence or poor decisions.
  • Issues caused by the failure of third-party software or services.
  • Unauthorized access to a user's account where the user has shared their login credentials themselves.
  • Any losses incurred while the service is down for technical maintenance.

In any circumstance, fi99's maximum liability shall be equal to the amount used in that specific transaction.


12. Contact & Dispute Resolution

Contact the Support Team

Contact us for any issues or complaints:

All complaints are reviewed with the highest priority and we aim to resolve them as quickly as possible.

Dispute Resolution Process

If you have a dispute or complaint, follow these steps:

  • Step 1: File an initial complaint via live chat.
  • Step 2: If unresolved, write to [email protected] with full details.
  • Step 3: Our support team will review the complaint and inform you of the decision.

12.1 Applicable Law

These terms shall be interpreted and applied in accordance with relevant applicable law. fi99 operates its services as a safe and reliable platform and respects the rights of all users.

12.2 Severability of Terms

If any part of these terms is found to be invalid or unenforceable, the remaining parts shall remain fully in effect. The Bengali version of the terms is the authoritative version.

If you have any questions or comments while using fi99, visit our FAQ page or contact our support team directly. Our Responsible Gaming and Privacy Policy pages are also an integral part of these terms.